Keep your trucks loaded and rolling
Fuel, repairs, insurance and payroll don't wait for slow-paying brokers. Get matched with funding options built for small fleets and owner-operators.
What trucking businesses fund
Fuel
Cover fuel for new lanes and new contracts before the first settlement arrives.
Repairs
A blown engine or transmission shouldn't park a truck for a month while cash catches up.
Insurance
Handle big annual premiums or down payments without gutting working capital.
Tires
Re-tire the fleet when it's due, not when the account allows.
Payroll
Keep drivers paid on time regardless of when brokers pay you.
Factoring gaps
Bridge what factoring doesn't cover — reserves, chargebacks and non-factored loads.
New contracts
Take the bigger contract that needs another truck and driver to service it.
Truck maintenance
Stay ahead of preventive maintenance so small problems stay small.
Check your options now
Takes a few minutes. Free, no obligation, no hard credit pull from us.
About you
Funding estimate calculator
A rough range based on typical provider criteria — an estimate, not an offer.
Trucking funding questions
I already factor my invoices. Can I still get funding?
Often yes. Many providers work alongside factoring — they'll look at your bank deposits and overall cash flow. Disclose the factoring relationship upfront for the smoothest review.
Does an older fleet hurt my chances?
For working capital, revenue and bank activity matter most. For equipment financing on a truck purchase, the vehicle's age and condition can affect terms.
Can owner-operators with one truck qualify?
Yes, though options widen with revenue. Single-truck operators with steady deposits are matched regularly; multi-truck operations typically see more choices.
What documents do I need?
Usually just 3 months of business bank statements to start. Larger requests may add an application and basic business documents.