Funding for auto body & collision shops
Insurance claims pay slow; parts suppliers don't. Get matched with working capital for auto repair businesses so the shop keeps moving while the checks catch up.
What auto body businesses fund
Parts
Front the parts on big collision jobs without waiting on the claim to clear.
Paint & materials
Keep the mixing room stocked — paint, clear, abrasives and consumables add up fast.
Payroll
Pay techs and painters on schedule even when receivables aren't.
Equipment
Frame machines, spray booths, welders and scanners that expand what you can take in.
Insurance claim delays
Bridge the 30–90 day gap between finishing the car and getting paid for it.
Shop expansion
Add bays, take the unit next door, or open the second location.
Tow & storage cash flow
Cover the costs that pile up before reimbursement on tow-ins and storage.
New tools & lifts
Put in the lift or alignment rack that stops you from turning work away.
Check your options now
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About you
Funding estimate calculator
A rough range based on typical provider criteria — an estimate, not an offer.
Auto Body funding questions
Insurance companies pay me slowly. Does that hurt my application?
It usually helps explain your file rather than hurt it — claim-based receivables are a known pattern in collision repair. Providers look at your overall deposit history.
Can I finance a spray booth or frame machine?
Yes — fixed equipment like booths, frame machines and lifts is a fit for equipment financing, often with terms matched to the equipment's working life.
What if I have an existing advance?
Disclose it upfront. Some providers offer additional positions or consolidation depending on your revenue and current payment load.
How much can a body shop typically access?
It scales with verified monthly revenue. Use our calculator for a rough range — actual amounts depend on the provider and underwriting.